Privacy Policy for Mobipayz

This Privacy Policy explains how Mobipayz ("we," "us," or "our") collects, uses, shares, and protects the personal and financial information of users ("you" or "users") of our payment services. We are committed to safeguarding your privacy and ensuring the security of your information. By using Mobipayz, you consent to the practices described in this Privacy Policy.

1. Information Collection:

  1. 1.1. Personal Information: We may collect personal information such as your name, email address, phone number, and billing address when you sign up for an account or make transactions.
  2. 1.2. Financial Information: We collect payment information, including credit/debit card details, through payment gateways such as Braintree, Stripe, and Authorize.Net. We do not store your payment information on our servers; it is securely processed by our payment partners.
  3. 1.3. Transaction Data: We gather information about your transactions, including details of payments, purchases, and transfers.
  4. 1.4. Communication Data: We collect information from your interactions with our customer support and feedback channels.
  5. 1.5. Device and Usage Information: We may collect information about your device, IP address, browser type, and operating system. We also gather data about how you use our services.

2. Use of Information:

  1. 2.1. Service Delivery: We use the collected information to provide our payment services, process transactions, and enable money transfers.

  2. 2.2. Personalization: We may use your data to personalize your experience, including recommending relevant features or services.

  3. 2.3. Communication: We may send you transaction notifications, security alerts, and promotional materials based on your communication preferences.

  4. 2.4. Analytics: We analyze usage patterns to improve our services, enhance user experience, and optimize performance.

3. Information Sharing:

  1. 3.1. Third-Party Partners: We share necessary information with payment gateways (Braintree, Stripe, and Authorize.Net) to process transactions securely.

  2. 3.2. Legal Compliance: We may share information when required by law, regulation, or legal process to protect our rights, privacy, safety, or property.

  3. 3.3. User Consent: We may share your information with third parties when you provide explicit consent.

4. Data Security:

  1. 4.1. We implement security measures to protect your data from unauthorized access, alteration, disclosure, or destruction.

5. Your Choices:

  1. 5.1. Account Settings: You can access and update your account information through your Mobipayz account settings.
  2. 5.2. Communication Preferences: You can manage your communication preferences for transactional and promotional emails.

6. Children's Privacy:

  1. 6.1. Our services are not intended for users under the age of 18. We do not knowingly collect personal information from children.

7. Changes to Privacy Policy:

  1. 7.1. We may update this Privacy Policy as our services evolve. We will notify you of significant changes through the platform or other means.

8. Contact Us:

  1. 8.1. If you have questions or concerns about this Privacy Policy, please contact us at codiantapp@gmail.com.

By using Mobipayz, you acknowledge that you have read, understood, and agreed to this Privacy Policy. Your continued use of our services constitutes your acceptance of any updates to the Privacy Policy.